If the inflation rate unexpectedly rises from 2% to 5%, would each of the following individuals gain or lose as a result? a. Nigel, who borrowed $20,000 last year, repayable over three years, to buy a new boat would gain b. Lars, an elderly man living on a fixed company pension would c. Yoko, who keeps her savings in a credit union that pays a fixed 4 percent on customers' deposits would d. Joan, an assembly-line worker whose employment is covered by a two-year union contract that calls for an annual wage increase of 5% would e. Robert, who owns shares in the company where Joan works would